In present days we all are using Credit Card for different purposes . During the Flipkart Big Belion days and Amazon Great Indian festivals we need extra money to add to our Credit Card because of Crossed Credit Card limit during these heavy discount days . HDFC Credit Cards are one of the most used Credit cards .
In this article we will discuss that how to add extra money to HDFC Credit Card . Read the complete article and follow the guidelines to know details .
How to add extra money to HDFC Credit Card
If you are using cred app for Credit Card uses you can easily add extra money to your HDFC credit Card after limit . Here is the step by step guidelines .
• First Download and Install Cred app .
• Open Cred app .
• Login by using User ID and Password .
• Click on Credit Cards .
• Now Select Credit Card .
• Click on Pay more .
• Enter the amount as per your requirement .
• Then click on Proceed to pay .
• Now Select your Payment Mode ( UPI , Bank account etc... )
• Click on Pay instantly .
• After that the amount will be credited to your credit Card .
How to increase Credit Card Limit
You can increase your Credit Card limit by following some Important guidelines declared by the Bank officials . Here are some Important points to be noted .
• Boost your Credit Score .
• Repay dues on time .
• Keep Credit utilisation ratio below 30% ( As per Exports advice ) .
• Reduced the financial obligations you have .
• You can also contact with your customer care Support and ask to increase your Credit limit .
How to check the maximum limit on your credit Card Online
Here is the steps to check maximum limit of your credit Card .
• Visit your Bank's Net Banking Portal .
• Login by using User ID and Password .
• Go to Credit card section .
• Select the Credit Card of which you want to check maximum limit .
• Click on View account summary .
• Here you can see your Credit Card's maximum limit .
How to Check the maximum limit of your Credit Card offline
You can check the maximum limit of your Credit Card by sending a request to your Bank from your registered mobile number .
OR
You can also contact with the Credit Card customer Service to check your maximum limit .
Read also : How to Apply for HDFC Debit Card online
FAQ'S
Can I add extra money to my Credit Card ?
Yes , you can add extra money to your credit Card by using Cred App or by using your Bank mobile app .
How do I add money into my Credit Card ?
You can add money into your credit Card by following the steps given below .
• Login by using User ID and Password .
• Click on Credit Cards .
• Now Select Credit Card .
• Click on Pay more .
• Enter the amount as per your requirement .
• Then click on Proceed to pay .
• Now Select your Payment Mode ( UPI , Bank account etc... )
• Click on Pay instantly .
Is it good to increase my Credit Card limit ?
Yes , it will improve your Credit score and lower the credit utilisation ratio .
What happens if I exceed my Credit limit ?
Bank will charge an over limit fee .
